Sandbox Test mode with Plaid Sandbox — no real money moves. Bank login: user_good / pass_good · All test logins

Payments

Take bank payments without card fees: one-time ACH, scheduled recurring payments, and business invoices. Each payment records the exact authorization text, time and IP.

Try a payment, then open Admin console → Transfers to see it. In Sandbox you can move it to posted or settled from Simulating payments.