This demo runs against Plaid’s Sandbox: real API calls, fake banks and fake people, and no real money. Use this guide to test every flow end to end.
Sandbox logins & test banks
Usernames, passwords, MFA and error triggers, test institutions and identity test data.
Test scenarios
Step-by-step checklists with expected results for payments, guests, identity, payouts and more.
Sample data & downloads
Payout CSV, custom Sandbox users, webhook payloads and real Sandbox statement and asset report PDFs.
Simulating payments & webhooks
Move transfers through their lifecycle, fire webhooks and fast-forward recurring payments.
The 60-second test
- Open Connect a bank and click Connect your bank.
- Choose First Platypus Bank, log in with
user_good/pass_good, and continue. - Open My bank accounts to see the balances.
- Pay $49 on Pay once, then settle it from wp-admin → BankBridge → Transfers → Simulate….
Limits of the local demo: Plaid can’t reach a site on 127.0.0.1, so webhooks fired from Sandbox aren’t delivered here — refresh pages or use the Simulate tools instead. OAuth banks are turned off because they need a registered HTTPS redirect address; every non-OAuth test bank works.