Admin console
Sandbox Test mode with Plaid Sandbox — no real money moves. Bank login: user_good / pass_good · All test logins

Simulating payments & webhooks

Sandbox money doesn’t move by itself. These tools push payments, connections and schedules through their real lifecycle so you can test what happens next.

Move a payment through its lifecycle

  1. Open wp-admin → BankBridge → Transfers.
  2. On a transfer row open Simulate… and pick posted, settled, funds_available, returned or failed.
  3. BankBridge calls Plaid’s /sandbox/transfer/simulate, syncs the events and updates the status — and any WooCommerce order or membership tied to it.

Typical paths: posted → settled → funds_available (success), or posted → returned (an ACH return; recurring schedules stop on hard returns).

Fast-forward recurring payments

  1. Open Sandbox Toolkit → Recurring payments time machine.
  2. Pick a connection and account, an amount and schedule, and click Create on a test clock.
  3. In Transfers → Recurring payments use ⏩ +7 days or +30 days: Plaid advances the clock, originates the payments due, and BankBridge adopts them.

Connections

  • Create a test connection without Link for any user, institution, test user, preset or your own JSON config.
  • Create connections for a whole Sandbox Studio persona (college student, small business owner, retiree…).
  • Force re-authentication (Reset login) to put a connection into ITEM_LOGIN_REQUIRED.
  • Add transactions to a user_transactions_dynamic connection.

Fire a webhook

Sandbox Toolkit → Fire a webhook asks Plaid to send a webhook for a connection: TRANSACTIONS (SYNC_UPDATES_AVAILABLE, DEFAULT_UPDATE, RECURRING_TRANSACTIONS_UPDATE), ITEM (ERROR, NEW_ACCOUNTS_AVAILABLE, PENDING_DISCONNECT, LOGIN_REPAIRED, USER_PERMISSION_REVOKED, USER_ACCOUNT_REVOKED), AUTH, HOLDINGS, INVESTMENTS_TRANSACTIONS, LIABILITIES, ASSETS and IDENTITY.

Plaid delivers webhooks to your site’s public URL. On this local demo (127.0.0.1) they can’t arrive — use the Simulate tools and the Refresh buttons, or expose the site with a tunnel and set Settings → Webhooks → Webhook URL override.

API Explorer

BankBridge → API Explorer lists all 232 Plaid endpoints with ready-made request bodies; placeholders such as the access token are filled in server-side, so you can call any endpoint for a connection without ever seeing its token.

From the command line

wp bankbridge sandbox create-item --username=user_transactions_dynamic --products=transactions
wp bankbridge sandbox fire-webhook <item_id> TRANSACTIONS SYNC_UPDATES_AVAILABLE
wp bankbridge transfers sync
wp bankbridge reconcile